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pandith Vikram cannot take any responsibility for decisions made by you that are based on advice, consultations, guidance, readings, lessons or other services received from pandith Vikram in person, by telephone, or through our website. The services provided by pandith Vikram are not meant in any way to replace professional advice in the fields of medicine, law, psychiatry, financial planning or religion. pandith Vikram shall not be liable for any personal misfortune or any emotional distress that may be experienced in respect of any form of advice or guidance received through or from pandith Vikram.

pandith Vikram makes no warranties, promises, representations or guarantees whatsoever to you about your future prospects or earnings, or that you will benefit financially or emotionally with respect to your purchase of our services. You are entirely responsible for your own choices and pandith Vikram accepts no responsibility for the consequences of any decisions you take as a result of the services of pandith Vikram. All fees paid to pandith Vikram by any means of payment, whether by cash, cheque, credit card, via telephone charges or any other means are non refundable in any event. These exclusions and limitations are not intended to limit any of your statutory rights which may not be excluded or limited in any way as to avoid pandith Vikram’s liability to you for death or personal injury resulting from our negligence or of that of our employees, servants or agents.

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